From foreclosure frauds to subprime shenanigans, mortgage fraud is a growing crime that is hurting homeowners, businesses and the national economy. If you are in foreclosure, you need to act now and allow our experienced team to stop the foreclosure process and save your home. Our service is 100% guaranteed!
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MORTGAGE CRISISDon't face the bank alone. There is help. Before you do something drastic, please let us help you stop the foreclosure of the bank and save your home. We have a 100% success rate when it comes to bank foreclosures. If you are feeling like there is no hope and no where to turn, please don't hesitate to call us. We won't let the bank steal your home or your dreams.
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Click on image above for all 50 States Foreclosure lawsJudicial Foreclosure
The judicial foreclosure process is one in which the lender must file a complaint against the borrower and obtain a decree of sale from a court having jurisdiction in the county where the property is located before foreclosure proceedings can begin. Generally, if the court finds the borrower in default, they will give them a set period of time to pay the delinquent amount, plus costs. If the borrower does not pay within the set period of time, the court will then order the property to be sold. Non-Judicial Foreclosure The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee. Regulations for this type of foreclosure process are outlined below in the "Power of Sale Foreclosure Guidelines". Power of Sale Foreclosure Guidelines If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed. Otherwise, the non-judicial power of sale foreclosure is carried out as follows:
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